Privacy Policy
Introduction
EbixCash (“we” or “us” or “our”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our web site www.ebixcash.com (the “Website”). Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website.
We reserve the right to make changes to this Privacy Policy at any time and for any reason.
You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Website after the date such revised Privacy Policy is posted.
Collection Of Your Information
We may collect information about you in a variety of ways. The information we may collect via the Website depends on the content and materials you use, and includes:
Personal Data
Demographic and other personally identifiable information (such as your name, phone number and email address) that you voluntarily give to us when choosing to participate in various activities related to the Website, such as chat, posting messages in comment sections or in our forums, liking posts, sending feedback, and responding to surveys. If you choose to share data about yourself via your profile, online chat, or other interactive areas of the Website, please be advised that all data you disclose in these areas is public and your data will be accessible to anyone who accesses the Website.
Derivative Data
Information our servers automatically collect when you access the Website, such as your native actions that are integral to the Website, including liking, re-blogging, or replying to a post, as well as other interactions with the Website and other users via server log files.
Financial Data
Financial information, such as data related to your payment method that we may collect when you purchase, order, return, exchange, or request information about our services from the Website. [We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor, and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
Push Notifications
We may request to send you push notifications regarding your account or the Website. If you wish to opt-out from receiving these types of communications, you may choose to do so.
Data From Contests, Giveaways, and Surveys
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
Use Of Your Information
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Website to:
- Administer sweepstakes, promotions, and contests.
- Assist law enforcement and respond to subpoena.
- Compile anonymous statistical data and analysis for use internally or with third parties.
- Create and manage your account.
- Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Website to you.
- Email you regarding your account or order.
- SMS notification.
- Fulfil and manage purchases, orders, payments, and other transactions related to the Website.
- Generate a personal profile about you to make future visits to the Website more personalized.
- Increase the efficiency and operation of the Website.
- Monitor and analyse usage and trends to improve your experience with the Website.
- Offer new products, services, mobile applications, and/or recommendations to you.
- Perform other business activities as needed.
- Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
- Process payments and refunds.
- Request feedback and contact you about your use of the Website.
- Resolve disputes and troubleshoot problems.
- Respond to product and customer service requests.
- Send you a newsletter.
Disclosure Of Your Information
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
Third-Party Service Providers
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
Marketing Communications
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
Third-Party Advertisers
We may use third-party advertising companies to serve ads when you visit the Website. These companies may use information about your visits to the Website and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
Affiliates
We may share your information with our affiliates, in which case we will require those affiliates to honour this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
Business Partners
We may share your information with our business partners to offer you certain products, services or promotions.
Sale or Bankruptcy
If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party. You acknowledge that such transfers may occur and that the transferee may decline honour commitments we made in this Privacy Policy.
We are not responsible for the actions of third parties with whom you share personal or sensitive data, and we have no authority to manage or control third-party solicitations. If you no longer wish to receive correspondence, emails or other communications from third parties, you are responsible for contacting the third party directly.
Tracking Technologies
Cookies and Web Beacons
We may use cookies, web beacons, when you access the Website, your personal information is not collected through the use of technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Website. You may not decline web beacons. However, they can be rendered ineffective by declining all cookies or by modifying your web browser’s settings to notify you each time a cookie is tendered, permitting you to accept or decline cookies on an individual basis.
Internet-Based Advertising
Additionally, we may use third-party software to serve ads on the Website, implement email marketing campaigns, and manage other interactive marketing initiatives. This third-party software may use cookies or similar tracking technology to help manage and optimize your online experience with us
Security Of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.
The following are terms of a legal agreement (“Privacy Agreement”) concerning your privacy on this web site between you and Intrex India Limited (IIL) and its affiliates, successors & assigns. By accessing, browsing and using this site you acknowledge- that you have read, understood and agreed to be bound by this Privacy Agreement and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this site. Read this Privacy Agreement carefully and be aware that IIL may amend this Privacy Agreement at any time without notice by posting the amended terms on this site.
IIL Privacy Principles
Our core businesses include protection (property and casualty), private provision (life and health insurance) and portfolio management (asset management). These are confidential matters and IIL and its affiliates recognize your expectations regarding IIL privacy. IIL committed to keep your information confidential and secure and that is why we have designed procedures to ensure your privacy in all facets of our relationship. No matter if you are a consumer, a customer, a job applicant or a shareholder; you are protected, not only by the applicable privacy laws, but, more importantly by IIL’s commitment to safeguard your privacy and your right to decide how your personal information will be used.
What Personally identifiable information is collected by IIL
IIL collects and stores visitor information regarding the usage of this website, such as date and time of day you access our website, browser type, browser language, the Internet Protocol (IP) address of the computer you are using, number of hits, the pages visited, previous/subsequent sites visited and length of user session. IIL does not collect any unique information about you (such as your name, e-mail address, etc.) except when you specifically and knowingly provide such information.
Cookies
The information mentioned above is gathered by using a cookie. A cookie is a small line of text that is stored by your browser on your computer's hard drive. Our cookies do not contain any personally identifiable information.
How IIL uses and shares Personally-Identifiable information
At IIL, we will use your personal details and information we obtain from other sources to provide you with our goods and services, for administration and customer services, to analyse your preferences and to ensure that the content, services and advertising we offer are tailored to your needs and interests. We may keep your information for a reasonable period for these purposes. We may need to share your information with service providers and agents for these purposes. We may disclose personal data in order to comply with a legal or regulatory obligation.
We use cookies to collect information about how this site is used. We use this information to improve how the site caters for your needs and to identify any technical problems.
Cookies are small bits of data that are stored by your browser. You can accept or decline cookies by modifying the settings of your web browser.
When you visit our site, we may also log your IP address, a unique identifier for your computer or other access device.
The internet is worldwide and if you are visiting this site from outside India, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.
If you provide us with information about another person, you confirm that they have appointed you to act for them, to consent to the processing of their personal data including sensitive personal data and that you have informed them of our identity and the purposes (as set out above) for which their personal data will be processed.
We link to a wide variety of other sites and we display advertisements from third parties on our site. We are not responsible for the content or privacy policies of these sites and third party advertisers, nor for the way in which information about their users is treated. In particular, unless expressly stated, we are not agents for these sites or advertisers nor are we authorized to make representations on their behalf.
Notice:You can surf all public web-sites anonymously. If we want to collect, process and use personal data from your visit on these sites we will disclose this to you. When you complete an application form, be aware that you are giving IIL personal information and you will not be informed separately. If you decide not to complete the application form or to leave the site altogether, we will not keep any data you have provided.
Choice: If we want to collect information about you, you decide which personal data we receive and how we use it. We will only collect personal data for the purposes you approve of and only to the extent necessary for that purpose. As regards IIL the types of third parties and affiliates to which we might disclose your personal data, please refer to the web-site of the company.
In some cases, we may share your data with third parties and affiliates in order to offer you other services. In such cases we respect your right to opt out of such transfer to third parties or affiliates or out of our use of your non-public personal data for purposes other than they were collected for.
If sensitive data (i.e. about health conditions, racial or ethnic origin, political opinion, religious or philosophical beliefs etc.) is collected on our web-sites at all, we will not transfer them to third parties or affiliates unless you give your express consent. It is important that you read the detailed privacy policy of the company to determine if an opt out is needed.
Access: We respect your privacy rights, particularly your right to access your information. If you ask us, and to the extent provided by local law, we will share with you the personal information we collect and retain about you through our web-sites. We strive to keep your data accurate. Please provide us with any changes or corrections in your information.
Our employees have to comply with their obligations of secrecy.
Data Security: IIL strives to keep the level of security state-of-the-art at all times and takes steps to protect your personally identifiable information and has adopted generally accepted standards of technology in order to protect your personally identifiable information.
Enforcement: The laws of the country of your IIL Company provide for measures to enforce your privacy rights. In addition, compliance with these policies is ensured by the corporate privacy officer as well as through an audit process.
Transfer of Information Abroad
This site may be viewed anywhere in the world. Personally identifiable information collected by IIL through this site may be transferred to IIL offices located all over India and the site viewed by any person outside India. Some destination countries may not have laws that regulate the use and transfer of such information. By using this site and posting information on this site, you voluntarily consent to such transfer of information.