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Ebix Payment Services Pvt. Ltd. Gift & Prepaid Card


Ebix Payment Services Pvt. Ltd. Gift and Prepaid cards are the perfect gifting solutions which can be used as a reward mechanism for employees or as a token of recognition and appreciation for corporate partners, business associates and even your loved ones.

You can load these cards with pre-fixed amounts, which, then can be used as debit cards to utilize the balance available on the cards for making payments at restaurants, theatres, malls, and even to withdraw cash from *ATMs. These cards can also be used wherever the designated payment brand (RuPay, Visa and MasterCard) is accepted and also for online payments of utility bills, shopping, railway ticket booking and more.

The RBI-complaint (PSS Act 2006) cards which are not linked to any bank account offer consumers the convenience, security, and utility of a branded card for a range of needs, from general everyday spending to specific payments or uses.

Corporate Gift Card

EbixCash gift card front

Ebix Payment Services Pvt. Ltd. will help you design, implement and manage gift card solutions that cater to client gifting requirements across various departments. Whether gifting to employees or partners, we can build solutions that offer your business the expertise, scale and flexibility to meet your current and future gift requirements.

By seamlessly integrating platforms, Ebix Payment Services Pvt. Ltd. broadens the availability of the choice of gift cards. Be it by enabling the purchase of gift cards online or with gift card delivery via post, we provide solutions that fit the gifting needs. It gives gifting the personal touch that every individual or company desires.

* ATM withdrawals are allowed only on GPR cards.

Gift Solutions for all your corporate needs

EbixCash corporate solutions

Ebix Payment Services Pvt. Ltd. launched India’s first General Purpose Reloadable (GPR) open loop prepaid card powered by the Visa/MasterCard/Rupay platform, thereby giving access to all domestic ATM’s and 1 million + merchants for transacting.

The Corporate Prepaid Card offers the ultimate power of controlling how you spend your money. The prepaid card is simple to use over the internet, at merchant establishments and for cash withdrawals at ATMs. The card also offers freedom of accessibility for a number of payment services anytime-anywhere. These stored value cards can be loaded remotely and work exactly like any other debit card.

Ebix Payment Services Pvt. Ltd. Call Centre No : 07666155220 / 022 61125757 Fees and Charges | Download Forms

For Terms and Conditions of the General Purpose Corporate Cards click here

Merchant Surcharge:

Merchant Name % of surcharge levied to Card
Government Services 3.00%
Educational Services 1.00%
Utilities 1.60%
Elementary, Secondary Schools 1.50%
MCA21 / Tax Payments - Government Agencies 3.00%
Railroads–Freight 3.00%
Joint Counseling Commission / Colleges, Universities 3.00%
FUEL For Fuel transactions, the configuration is Rs. 11.80 or 2.95% of transaction amount, whichever is higher.

Note: The surcharge amount charged to the customer over and above the transaction amount will get credited/debited basis the total amount settled/claimed by the merchant during transaction settlement.

Ebix Payment Services Pvt. Ltd. currently offers Corporate Prepaid Cards in partnership with leading banks.
EbixCash Prepaid Cards are network branded and issued in alliance with Visa/MasterCard/Rupay.
Ebix Payment Services Pvt. Ltd. Prepaid Cards are accepted by over 8 million merchant outlets which display Visa/MasterCard/Rupay logos and ATMs on a pan India basis. Additionally, Ebix Payment Services Pvt. Ltd. Prepaid Cards can also be used for e-commerce transactions (online shopping), bill payments, travel bookings and shopping. Prepaid cards cannot be used for Non-INR transactions and for International spending due to regulatory restrictions.
The prepaid cards issued under the corporate account may be loaded basis instructions from the authorized corporate representative and funds transfer should be initiated from designated account of the corporate held with a scheduled commercial bank. Such transfers should be in the local currency and from the own account of the corporate.
Ebix Payment Services Pvt. Ltd. offers personalization of prepaid cards which means the name of the cardholder (up to 20 characters) can be printed on the card. Additionally, 4th line embossing allows printing of the company name “or” any other details (e.g. employee ID/customer ID etc.) below the cardholder’s name subject to a maximum character limit. It also offers a personalized card kit that accompanies the welcome letter and envelope addressed by the corporate.
Ebix Payment Services Pvt. Ltd. also offers instant-issuance programs whereby non personalized (without the name of cardholder) prepaid cards are pre-printed in advance and packaged in a customized welcome kit for over the counter instant issuance to the beneficiary. These cards remain in deactivated conditions with or without value loaded onto them until the same cards are issued to individuals. Depending upon the type of prepaid card and program requirements, the cards are activated once the prescribed documents/instructions reach Ebix Payment Services Pvt. Ltd..
Prepaid cards may also be used online across merchant websites for bill payments and online shopping. Online usage of cards requires second level of authentication for security purposes and as per RBI regulations. All online transactions require additional authentication and hence it is critical that all cardholder credentials are updated on the bank’s record. Please also note that only INR transactions are permitted and are restricted to Indian portals only.
Ebix Payment Services Pvt. Ltd. is also part of the MasterCard/Visa/Rupay rewards network, which gives all MasterCard/Visa/Rupay prepaid cardholders access to thousands of discounts when they use their cards to make purchases on affiliated stores & online portals. This helps sales professionals make their rewards payout go even further and provides a more enriching cardholder experience.
Balance enquiry through ATM is available on all cards. However, as the services are chargeable, the card holders are advised to use alternate channels (SMS/online access). Ebix Payment Services Pvt. Ltd. also sends across the current balance available on the prepaid card on weekly intervals along with transaction alerts.
Ebix Payment Services Pvt. Ltd. would provide MIS on pre agreed frequencies, loading request status, and load reject reports for overall cards issued. Additional reports for transactional level details would be subject to confidentiality requirements, the nature of the prepaid program, and the ownership of cards and funds.

Note: Please do not share your MPIN, OTP, Card details, CVV, ATM / POS PIN, WEB PIN, etc. with anyone, either over the phone or through email. Bank / Ebix Payment Services Pvt. Ltd. officials / representatives never ask for it.

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